Good Things Take Time... We Help You Get There.
Good Things Take Time... We Help You Get There.
Owning a home can offer stability, financial growth potential, personalization freedom, valuable tax benefits and serve as a valuable asset for future generations.
If you have any questions you can always contact one of our team members directly.

Welcome
At Bard Mortgage, we believe that homeownership is a journey, and we’re here to guide you every step of the way. Whether you’re a first-time buyer or looking to refinance, we understand that preparing for a new home can feel overwhelming. That’s why we’re committed to helping you every step of the way—from understanding your mortgage options to securing the best rates and ensuring you’re fully prepared for the process ahead.
We take the time to listen to your needs, explain your options clearly, and provide expert advice tailored to your unique financial situation. With us by your side, you’ll feel confident and empowered, knowing you’re making the right decisions for your future.
Together, we’ll turn your homeownership dreams into a reality. Let’s get started—because your perfect home is closer than you think!
Learn from us
How to Know When It’s the Right Time to Refinance
Refinancing Is About More Than Just Rates Many homeowners think refinancing is only worthwhile when rates drop—but timing a refinance…
Why Waiting for the “Perfect Rate” to Refinance Might Cost You More
Timing the Market Isn’t Always the Best Strategy When it comes to refinancing, many homeowners want to wait for the…
Why Buying Local Helps Everyone Thrive
Community Starts with Connection When you own a home, you become part of something bigger than your property—you become part…
Our amazing team
The most important asset to our company, is our people. Our team was built with you as our focus.
Tell us your story
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!






